Most homeowners assume that equipment such as air conditioners, hot water, or electrical systems are covered in the homeowners policy. You may be surprised to learn that usually, this is not the case. We depend on our home systems and equipment to provide our family with comfort, convenience, and security. So when these systems fail, […]
Did you know that you as a homeowner are responsible for the service lines on your property? Most folks don’t realize this until something goes wrong and we want you to be ahead of the curve! It’s up to the homeowner to repair or replace damaged underground exterior piping and wiring on their property. We […]
The world is changing all around us and it seems like there is something new every day. This includes the way we all work. Here at O’Brien Insurance, our service to you has never wavered but the way we do business has changed on the surface. This “new normal” we are all facing has caused […]
Most of us rely on our homeowners insurance policies as a safety net through which we can recoup financial and material losses in the event property covered by the policy is damaged, lost, or stolen. Our homeowners insurance policies can often feel like security blankets, and it’s easy to assume everything within our homes would […]
Who doesn’t love saving money? Make sure you’re taking advantage of all available discounts you’re eligible for under your existing insurance policies. We’re highlighting some of the more common discounts offered by insurance carriers, but be sure to check with your insurance agent to be certain you’re not missing out on valuable cost-savings! Car Insurance […]
If your first thought when encountering this topic on a blog for O’Brien Insurance Agency, a business based in Glens Falls, NY, is “I live in upstate New York. Why would I need to know anything about earthquakes or earthquake insurance coverage?”, you’re not alone. It’s estimated only 2% of homeowners in the Northeastern United […]
2019 is coming to a close and it’s time to give some thought to your 2020 New Year’s resolutions. There’s definitely room on that list – probably somewhere you have to exercise more and eat more vegetables. We think you should fit in important resolutions about getting your insurance coverage in order, too! We’ve got […]
Summer has finally arrived in the greater Glens Falls region! School is out and July 4th celebrations are right around the corner. Vacations, barbeques, camping trips, long days spent on the lake, or afternoons poolside- it’s the time of year when we jump at any chance to spend time with family and friends while enjoying […]
While it may not be a topic on our minds every day, most of us know a few things about insurance policies – or at least we think we do. Take a look at some of the most common insurance-related misconceptions held by the average consumer to test your insurance knowledge: If my friend borrows […]
Welcome to 2019! O’Brien Insurance wishes you and yours a happy and prosperous New Year! We love the holiday season in Glens Falls. Putting another joyous Christmas behind us is bittersweet, but we can’t help but be excited about the endless possibilities that come with ringing in a new year. The beginning of each new […]
